Financial Literacy

Financial Literacy is an essential key to developing the foundation of financial freedom.

Impacting the financial well-being, credit, and buying power of underserved and marginalized communities. We will bridge the gap by linking soft education support content sponsored by leading financial partners, organizations and government agencies to join our mission to directly impact the lives of people.


Our Mission

Helping individuals and families in struggling and marginalized communities receive financial education, financial support, and effectively handle the major financial issues most people face: emergencies, debts, investments, and beyond.

The Cliiimb Money channel provides knowledge, education, training, events coordination, community outreach, and strategic level consulting with a goal to increase overall financial awareness and education for individuals, families, and small businesses – especially those located in marginalized and underserved communities.

Local Financial Education Challenges We Aim to Mitigate

  • For Most People, Money is Tight and Some Have No Savings Plan: Nearly four out of every five U.S. workers live paycheck to paycheck and over a quarter never save any money from month to month.
  • A large portion of low income individuals results in bad credit, practices poor money management, pay more for everything they buy using credit for the same items individuals with good credit buy. 
  • Poor financial education and planning directly reduces an individual chances of buying a home. 


  • Most Believe They Will Die in Debt: Almost 75% of Americans are in some form of debt, and most assume they always will be.  Northwestern Mutual reported that 40% of Americans spend up to half of their monthly income in debt payments.
  • Emergencies Aren’t Covered: Only 39% of Americans would be able to cover a $1,000 emergency if one happened to them today.
  • Common Money Sense Isn’t So Common After All: The National Financial Educators Council (NFEC) reports that less than half (48%) of participants were able to pass a 30-question test that covered things like budgeting, paying bills, setting financial goals, and other personal finance-related topics.

Key Areas of Focus

The Cliiimb Money Channel will lead a new cross partnership model that will utilize technology E-Learning, financial coaching experts, relevant capital institutions partners who can bring resources and opportunities.

  • Making sense of your money
    • Stretching your dollar
    • Financial planning begins now
    • Measuring your financial fitness
    • Implementing your financial plan
    • Basics of money management
  • Taxes
    • How to pay income taxes
  • Understanding loans and credit
    • The difference between credit cards and debit cards
    • How student loans work
  • Understanding insurance
    • Understanding life insurance and types
    • Understanding basic health insurance and types
  • Building your nest egg
    • Assessing your retirement income needs and options available
    • Managing money for your retirement
    • What a 401(k) is and how it works
    • Estate Planning – Introduction to and steps
  • Investing
    • Introduction to personal investing and considerations
    • Understanding bonds (e.g savings bonds)
    • Understanding real estate investment trusts (REITs)
    • Understanding exchange-traded funds (ETFs) financial habits and behaviors
  • Is the deal too good to be true?
    • Beware of scams – education
  • Starting a family
    • Buying your first home
    • Baby and child support schemes
    • Buying a home within your means
    • Financial planning for families with special needs
    • Financial planning for employees in transition
  • Money management for youth
    • Give your child “money sense”

Interested in helping us drive this mission?

If, is a desire in, concept that lacks commitment or action.

Cliiimb CVO

Balance: If a tree bears too much fruit, the branches will break, and if it bears none, it has no worth.

Cliiimb CVO

We can amplify our community's success when we realize we each have a part to play.

Bentley Charlemagne

Your virtue is what you do for others when nothing is expected in return

Nathan Albertelli


Whitney J. Williams, Ed.D.

Director & Educational Consultant

Bentley Charlemagne

Creator - CVO

Nathan Albertelli

Co Creator - CAO

Dr. Gaylord C. Neal III, Ph.D.

Partner - CRO

Theophilus R. Nix, JR., ESQ

Partner - Legal

Andre Dixon

VP, Partner Development

Ginah Nightingale

Partner - Healthcare Education

John L. Williams

Coach & Ambassador

Product Developer Team

Jonathan Lee

VP, Partner Development

We’re on a Mission to Impact the Lives of People and Communities to Be the Best Version of Themselves

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